Filling for bankruptcy certainly leaves its blemishes on a credit report, but the good news is that with proper bankruptcy credit repair, you can get you back on track with an improved credit rating with just a few easy strategies.The first thing to distinguish is the difference between Chapter 7 and Chapter 13, as they have different effects on your credit. Chapter 7 Bankruptcy, also called “straight bankruptcy,” is the process of liquidating your assets in order to settle your debts. Whatever value the bankruptcy trustee is able to obtain from your non-exempt property goes towards paying back the creditor in for the debtor to have a “fresh start.”Chapter 13 Bankruptcy is for the person who can and wants to pay back their debts, but is struggling to meet the minimum requirements. It allows consumers with regular income to develop a plan to repay all or part of their debts. With Chapter 13, debtors agree to repayment plan to make installments to creditors over three to five years. The biggest different here is that no assets are liquidated, so the debtor does not lose their home our automobiles.The reason it is important to distinguish between the two types of bankruptcy they two are viewed much differently by lenders and your bankruptcy credit repair plan will differ depending on your filing status.Chapter 13, in the eyes of a lender, is not all that bad. This shows creditors that you did everything you possibly could to repay your debts, and that you hold yourself accountable to paying back your loans. Like most of the information on your credit report, Chapter 13 Bankruptcy will remain on this document for up to 7 years. Chapter 7, on the other hand, stays on your credit report for 10 years.Regardless, bankruptcy credit repair is possible. The first thing you want to do is prove to lenders that you are now back on track financially and can be a responsible borrower. To do this, you need to obtain loans and credit cards, which will not be as easy as it was prior to your bankruptcy filing. Be careful not to apply for too many loans or credit cards, as the multiple loan inquiries could make matters worse.If you can’t get approved for a credit card, obtain a secured card, but make sure that they report your good behavior to the reporting agencies. You also want to obtain an installment loan. Traditionally this would take the form of an auto or home loan, but in this case you will want to get a personal loan. Simply take out a personal loan for $5,000 and only use that money to pay back the loan. If your bank will not extend a personal loan, seek a hard money lender that is willing to report your good behavior to the credit bureaus. By doing these two things, you can see improvements to your credit after bankruptcy in as little as 6 months.